Category — Mortgage Tweets
Twitter Updates for 2012-05-18
Steal from other people http://t.co/3TtIR00s #
10 Weird and Mysterious Places http://t.co/FPtwX0vA #
50 Strange Building of the World http://t.co/ysYjpP1M #
Chuch Converted to House http://t.co/zdIUTSyL #
Weird or Just Different http://t.co/5HLUqtOf #
Mortgage Meltdown Home Prices http://t.co/4g7ObOPn #
Amazing All Wood Homes http://t.co/Jh6afSOG #
Underground Home http://t.co/NKCg33EG #
Creative Modern Office Around the World http://t.co/E2cV5K3W #
Candy Houses http://t.co/f3M44va8 #...
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May 18, 2012 No Comments
Twitter Updates for 2012-05-17
Amazing Castles from around the Globe http://t.co/Z280YovG #
Coester Expands Through Acquisition http://t.co/ocM7J9tK #
Japanese Swagger houses http://t.co/a2j1a7sw #
Would you live in a earth house? http://t.co/AIGRUBW3 #
The WALL house http://t.co/e96qtab6 #
Converted Loft Cement Factory http://t.co/GpqTsgz0 #
One Swanky Treehour http://t.co/MHksHusK #
31 Awesome Examples of Long Exposure http://t.co/Qhki28BU #
Weird or Just Different http://t.co/5HLUqtOf #
Adding secret passages an...
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May 17, 2012 No Comments
Twitter Updates for 2012-05-16
Belgium in 13 Pictures http://t.co/z7F0Q20Z #
Underground Home http://t.co/NKCg33EG #
The Lost Garden http://t.co/p0MMHHzT #
Best Motivational Quotes http://t.co/P1GSLro8 #
Grand Canyon SkyWalk http://t.co/irbJ8n5d #
20 Best College Footbal Venues http://t.co/rOrRhfEg #
Hong Kong Skyline http://t.co/8rKImFCW #
Amazing Places to Experience Around the World http://t.co/z2Y2qp2J #
A see through Church http://t.co/lZ9rAmX1 #
Floating Buildings http://t.co/rndm70mr #
Amazing Victorian Hou...
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May 16, 2012 No Comments
Twitter Updates for 2012-05-15
http://t.co/PzQaUPg0 #
Regional Cabin Meets Concrete Modernism http://t.co/Wu8baV7M #
You have no idea what high quality is, check this out. http://t.co/Ei8YpRRe #
The hidden cost of renting a home http://t.co/W62Eoxu5 #
Green Tea helps with Brain Function http://t.co/CAwwBBAo #
31 Awesome Examples of Long Exposure http://t.co/Qhki28BU #
A House the plays music when it rains http://t.co/nKChrHb8 #
Cozy Containers http://t.co/OVWBNONq #
Best Street Art of 2011 http://t.co/sgVxOVJn #
Gr...
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May 15, 2012 No Comments
Twitter Updates for 2012-05-14
Green Tea helps with Brain Function http://t.co/CAwwBBAo #
Swinging Bed http://t.co/51ilS8VA #
Barn Homes http://t.co/N7vBDYT5 #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think? http://t.co/a5EsCAhm #
Abandoned Library http://t.co/URzBUjTR #
How Will Poweer Works http://t.co/MkrsixS7 #
Best Aiport Control Tower Designs http://t.co/4BEjLCvE #
Candy Houses http://t.co/f3M44va8 #
Regional Cabin Meets Concrete Modernism http://t.co/Wu8baV7M #
Castle in Cowboy Lan...
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May 14, 2012 No Comments
Twitter Weekly Updates for 2012-05-13
Best Motivational Quotes http://t.co/P1GSLro8 #
Curbing the Entitlement Culture http://t.co/aJNxt6kK #
Amazing Book Shelf House http://t.co/zseD4r9c #
Grand Canyon SkyWalk http://t.co/irbJ8n5d #
Perception of Time http://t.co/6ZKnmRlm #
Amazing Castles from around the Globe http://t.co/Z280YovG #
The Lost Garden http://t.co/p0MMHHzT #
7 Reasons Why Now is a good time to buy a home http://t.co/bMKgp41W #
The Sleepless City http://t.co/0LQfRRLy #
Is the past really the past? Science say...
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May 13, 2012 No Comments
Twitter Updates for 2012-05-12
Treehouse, House http://t.co/rxyVLe68 #
Green Tea helps with Brain Function http://t.co/CAwwBBAo #
House on a Rock http://t.co/u10dvU1P #
Really Cool Log Cabin http://t.co/9pFlDt7h #
10 Tallest Buildings in the World http://t.co/ZQ2FtxAl #
50 Strange Building of the World http://t.co/ysYjpP1M #
National Geographic Photo Content Finalist 2011 http://t.co/i58FTskj #
DaVinci's To Do List http://t.co/7oxCcOC4 #
The Lost Garden http://t.co/p0MMHHzT #
Converted Loft Cement Factory http...
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May 12, 2012 No Comments
Twitter Updates for 2012-05-11
Best Motivational Quotes http://t.co/P1GSLro8 #
Curbing the Entitlement Culture http://t.co/aJNxt6kK #
Amazing Book Shelf House http://t.co/zseD4r9c #
Grand Canyon SkyWalk http://t.co/irbJ8n5d #
Perception of Time http://t.co/6ZKnmRlm #
Amazing Castles from around the Globe http://t.co/Z280YovG #
The Lost Garden http://t.co/p0MMHHzT #
7 Reasons Why Now is a good time to buy a home http://t.co/bMKgp41W #
The Sleepless City http://t.co/0LQfRRLy #
Is the past really the past? Science say...
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May 11, 2012 No Comments
Twitter Weekly Updates for 2012-05-06
10 Reasons To Love Architectural Salvage http://t.co/kOyWpxcw #
Best Catch Ever? http://t.co/HLy2SoFx #
Ski Homes Stunning Luxury http://t.co/F22OEuZt #
Japanese Swagger houses http://t.co/a2j1a7sw #
7 Reasons Why Now is a good time to buy a home http://t.co/bMKgp41W #
Build your own AC http://t.co/YItnExjM #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think? http://t.co/a5EsCAhm #
Amazing Book Shelf House http://t.co/zseD4r9c #
Self Sufficent Floating House htt...
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May 6, 2012 No Comments
Twitter Updates for 2012-05-02
“@briancoester: Only 25 followers away from 3,000 let's get there team!!!”follow him!! #
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May 2, 2012 No Comments
Twitter Updates for 2012-05-01
http://t.co/RHNSLuRE #
http://t.co/WSnq3nsk #
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May 1, 2012 No Comments
Twitter Updates for 2012-04-30
10 Reasons To Love Architectural Salvage http://t.co/kOyWpxcw #
Best Catch Ever? http://t.co/HLy2SoFx #
Ski Homes Stunning Luxury http://t.co/F22OEuZt #
Japanese Swagger houses http://t.co/a2j1a7sw #
7 Reasons Why Now is a good time to buy a home http://t.co/bMKgp41W #
Build your own AC http://t.co/YItnExjM #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think? http://t.co/a5EsCAhm #
Amazing Book Shelf House http://t.co/zseD4r9c #
Self Sufficent Floating House htt...
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April 30, 2012 No Comments
Twitter Weekly Updates for 2012-04-29
Best Catch Ever? http://t.co/HLy2SoFx #
50 Strange Building of the World http://t.co/ysYjpP1M #
Worlds Most Beautiful Train Stations http://t.co/S2qHLPEZ #
Rotating Solar Home Generates Five Times the Energy it Uses http://t.co/1IE0L1OJ #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think? http://t.co/a5EsCAhm #
Insane Sidewalk Chalk http://t.co/J0sNyeSx #
Flowers on the road? http://t.co/1l6yPctY #
http://t.co/noXwkwqV #
Steal from other people http://t.co/3TtIR...
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April 29, 2012 No Comments
Twitter Updates for 2012-04-28
Best Catch Ever? http://t.co/HLy2SoFx #
50 Strange Building of the World http://t.co/ysYjpP1M #
Worlds Most Beautiful Train Stations http://t.co/S2qHLPEZ #
Rotating Solar Home Generates Five Times the Energy it Uses http://t.co/1IE0L1OJ #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think? http://t.co/a5EsCAhm #
Insane Sidewalk Chalk http://t.co/J0sNyeSx #
Flowers on the road? http://t.co/1l6yPctY #
http://t.co/noXwkwqV #
Steal from other people http://t.co/3TtIR...
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April 28, 2012 No Comments
Twitter Weekly Updates for 2012-04-22
How to Thrive in a Tough Economy http://t.co/tI8ue16X #
How Will Poweer Works http://t.co/MkrsixS7 #
Amazing Switzerland http://t.co/AeSeFvJQ #
Were Homes are the Cheapest http://t.co/FWEeOqtY #
50 Strange Building of the World http://t.co/ysYjpP1M #
10 Holiday Sweaters You Should Never Wear http://t.co/BgLRQsLj #
Steal from other people http://t.co/3TtIR00s #
10 Life Enhancing Things You could do in 10 Minutes or Less http://t.co/T4YTXPLB #
Amazing Book Shelf House http://t.co/zseD4r9...
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April 22, 2012 No Comments
Twitter Updates for 2012-04-21
10 Weird and Mysterious Places http://t.co/FPtwX0vA #
“@harvestCRM: If you could choose one CRM software, which would it be, @CoesterVMS?” @salesforce #
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April 21, 2012 No Comments
Twitter Updates for 2012-04-20
Underground Home http://t.co/NKCg33EG #
Tree Houses http://t.co/P2DP6qV0 #
137 to Rechard Your Life http://t.co/GbJncRb2 #
National Geographic Photo Content Finalist 2011 http://t.co/i58FTskj #
Zen Home that feels like a resort http://t.co/rfWZDaWz #
Amazing All Wood Homes http://t.co/Jh6afSOG #
50 Strange Building of the World http://t.co/ysYjpP1M #
Amazing Book Shelf House http://t.co/zseD4r9c #
Amazing Victorian House http://t.co/tikXosBN #
30 days to a better self http://t.co/0U07...
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April 20, 2012 No Comments
Twitter Updates for 2012-04-16
How to Thrive in a Tough Economy http://t.co/tI8ue16X #
How Will Poweer Works http://t.co/MkrsixS7 #
Amazing Switzerland http://t.co/AeSeFvJQ #
Were Homes are the Cheapest http://t.co/FWEeOqtY #
50 Strange Building of the World http://t.co/ysYjpP1M #
10 Holiday Sweaters You Should Never Wear http://t.co/BgLRQsLj #
Steal from other people http://t.co/3TtIR00s #
10 Life Enhancing Things You could do in 10 Minutes or Less http://t.co/T4YTXPLB #
Amazing Book Shelf House http://t.co/zseD4r9...
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April 16, 2012 No Comments
Twitter Weekly Updates for 2012-04-15
Cozy Containers http://t.co/OVWBNONq #
Inside the mind of an appraiser http://t.co/sj5gs9w9 #
A see through Church http://t.co/lZ9rAmX1 #
National Geographic Photo Content Finalist 2011 http://t.co/i58FTskj #
Amazing London Fog http://t.co/XATH8tI9 #
12 Famous College Campus http://t.co/xfLoRVxV #
Adding secret passages and hidden rooms to houses http://t.co/JNRsEjte #
Living Design http://t.co/gunwTR4A #
Treehouse, House http://t.co/rxyVLe68 #
Brillant Business Books http://t.co/I0td...
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April 15, 2012 No Comments
Twitter Updates for 2012-04-14
Creative Modern Office Around the World http://t.co/E2cV5K3W #
Jet Off to Australia's Beach House http://t.co/33kc1t0L #
little words with BIG meaning http://t.co/LV8FngMo #
Barn Homes http://t.co/N7vBDYT5 #
Best Motivational Quotes http://t.co/P1GSLro8 #
Collateral Valuations Need A Green Hue http://t.co/CfI88Z5I #
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April 14, 2012 No Comments
Twitter Updates for 2012-04-13
The Best and Worst Apartment Rental Sites http://t.co/qeU8FgOd #
Build your own AC http://t.co/YItnExjM #
Top Engineering Projects in 2010 http://t.co/k9bLsURA #
16 Univeral Laws http://t.co/qcWfUMdh #
Rotating Solar Home Generates Five Times the Energy it Uses http://t.co/1IE0L1OJ #
Green Tea helps with Brain Function http://t.co/CAwwBBAo #
10 Weird and Mysterious Places http://t.co/FPtwX0vA #
Floating Hotel http://t.co/xRVK7N17 #
Take a look at the SAFE Act , could create 83,000 jobs...
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April 13, 2012 No Comments
Twitter Updates for 2012-04-12
Love going down to VA beach and seeing the amazing people down there. #
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April 12, 2012 No Comments
Twitter Updates for 2012-04-09
Cozy Containers http://t.co/OVWBNONq #
Inside the mind of an appraiser http://t.co/sj5gs9w9 #
A see through Church http://t.co/lZ9rAmX1 #
National Geographic Photo Content Finalist 2011 http://t.co/i58FTskj #
Amazing London Fog http://t.co/XATH8tI9 #
12 Famous College Campus http://t.co/xfLoRVxV #
Adding secret passages and hidden rooms to houses http://t.co/JNRsEjte #
Living Design http://t.co/gunwTR4A #
Treehouse, House http://t.co/rxyVLe68 #
Brillant Business Books http://t.co/I0td...
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April 9, 2012 No Comments
Twitter Weekly Updates for 2012-04-08
Amazing London Fog http://t.co/XATH8tI9 #
Grand Canyon SkyWalk http://t.co/irbJ8n5d #
Abandoned Library http://t.co/URzBUjTR #
The willingness to accept responsibility for one's own life is the source from which self-respect springs. - Didion #
15 Stunning Architectual Delights http://t.co/tBeH8LvW #
Steal from other people http://t.co/3TtIR00s #
Amazing Victorian House http://t.co/tikXosBN #
Swinging Bed http://t.co/51ilS8VA #
50 Strange Building of the World http://t.co/ysYjpP1...
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April 8, 2012 No Comments
Twitter Updates for 2012-04-08
10 Banned Books http://t.co/DbQHSVAD #
The Sleepless City http://t.co/0LQfRRLy #
Castle in Cowboy Land http://t.co/q5LIswui #
One Swanky Treehour http://t.co/MHksHusK #
Amazing All Wood Homes http://t.co/Jh6afSOG #
Really Cool Log Cabin http://t.co/9pFlDt7h #
Valentina - A Luxury Resort http://t.co/INaGySpv #
You have no idea what high quality is, check this out. http://t.co/Ei8YpRRe #
30 days to a better self http://t.co/0U07KXDy #
Best Catch Ever? http://t.co/HLy2SoFx #
Worlds Most...
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April 8, 2012 No Comments
Twitter Updates for 2012-04-07
6 Ways Job's have changes since the recission http://t.co/o29003R3 #
Best Catch Ever? http://t.co/HLy2SoFx #
The world http://t.co/5yRRlTot #
Cool Apartment Complex http://t.co/2y6pfILk #
A House the plays music when it rains http://t.co/nKChrHb8 #
Green Tea helps with Brain Function http://t.co/CAwwBBAo #
13 Videos that will give you Chills http://t.co/AqS2EPeZ #
Hong Kong Skyline http://t.co/8rKImFCW #
Jet Off to Australia's Beach House http://t.co/33kc1t0L #
Regional Cabi...
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April 7, 2012 No Comments
Twitter Updates for 2012-04-06
20 Best College Footbal Venues http://t.co/rOrRhfEg #
The willingness to accept responsibility for one's own life is the source from which self-respect springs. - Didion #
10 Life Enhancing Things You could do in 10 Minutes or Less http://t.co/T4YTXPLB #
16 Univeral Laws http://t.co/qcWfUMdh #
30 days to a better self http://t.co/0U07KXDy #
Hong Kong Skyline http://t.co/8rKImFCW #
The WALL house http://t.co/e96qtab6 #
Lighthouse that became cool homes http://t.co/5veebZQW #
6 Way...
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April 6, 2012 No Comments
Twitter Updates for 2012-04-05
The world http://t.co/5yRRlTot #
Worlds Most Beautiful Train Stations http://t.co/S2qHLPEZ #
Tree Houses http://t.co/P2DP6qV0 #
Kona Residence http://t.co/jl3YBO89 #
Perception of Time http://t.co/6ZKnmRlm #
A see through Church http://t.co/lZ9rAmX1 #
Steal from other people http://t.co/3TtIR00s #
Amazing Book Shelf House http://t.co/zseD4r9c #
10 Banned Books http://t.co/DbQHSVAD #
Jet Off to Australia's Beach House http://t.co/33kc1t0L #
7 Blunders of the World according to Ga...
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April 5, 2012 No Comments
Twitter Updates for 2012-04-04
Coester Expands Through Acquisition http://t.co/ocM7J9tK #
30 days to a better self http://t.co/0U07KXDy #
National Geographic Photo Content Finalist 2011 http://t.co/i58FTskj #
Cool home addtions http://t.co/JiUYi2uI #
Worlds Most Beautiful Train Stations http://t.co/S2qHLPEZ #
A House the plays music when it rains http://t.co/nKChrHb8 #
Ski Homes Stunning Luxury http://t.co/F22OEuZt #
Tree Houses http://t.co/P2DP6qV0 #
10 Tallest Buildings in the World http://t.co/ZQ2FtxAl #
Green T...
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April 4, 2012 No Comments
Twitter Updates for 2012-04-03
Register for our Harp 2.0 webinar, learn what it means to you and your company http://t.co/8sZv7p3A #
How Will Poweer Works http://t.co/MkrsixS7 #
50 Things Everyone should know how to do http://t.co/POsJTuhf #
Really Cool Log Cabin http://t.co/9pFlDt7h #
Underground Home http://t.co/NKCg33EG #
Perception of Time http://t.co/6ZKnmRlm #
National Geographic Photo Content Finalist 2011 http://t.co/i58FTskj #
Would you live on a floating house? http://t.co/UbA6FeEd #
Sea Dream House http:/...
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April 3, 2012 No Comments
Twitter Updates for 2012-04-02
Amazing London Fog http://t.co/XATH8tI9 #
Grand Canyon SkyWalk http://t.co/irbJ8n5d #
Abandoned Library http://t.co/URzBUjTR #
The willingness to accept responsibility for one's own life is the source from which self-respect springs. - Didion #
15 Stunning Architectual Delights http://t.co/tBeH8LvW #
Steal from other people http://t.co/3TtIR00s #
Amazing Victorian House http://t.co/tikXosBN #
Swinging Bed http://t.co/51ilS8VA #
50 Strange Building of the World http://t.co/ysYjpP1...
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April 2, 2012 No Comments
Twitter Weekly Updates for 2012-04-01
Brillant Business Books http://t.co/I0tdJrt1 #
Lighthouse that became cool homes http://t.co/5veebZQW #
Japanese Swagger houses http://t.co/a2j1a7sw #
Underground Home http://t.co/NKCg33EG #
13 Videos that will give you Chills http://t.co/AqS2EPeZ #
31 Awesome Examples of Long Exposure http://t.co/Qhki28BU #
A House the plays music when it rains http://t.co/nKChrHb8 #
Amazing Switzerland http://t.co/AeSeFvJQ #
Jet Off to Australia's Beach House http://t.co/33kc1t0L #
Curbing the ...
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April 1, 2012 No Comments
Twitter Updates for 2012-04-01
Adding secret passages and hidden rooms to houses http://t.co/JNRsEjte #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think? http://t.co/a5EsCAhm #
12 Famous College Campus http://t.co/xfLoRVxV #
Build your own AC http://t.co/YItnExjM #
Mondern Trailers http://t.co/6HCcxvF0 #
Breathing Room , relax and breathe http://t.co/z3izFMK5 #
31 Awesome Examples of Long Exposure http://t.co/Qhki28BU #
National Geographic Photo Content Finalist 2011 http://t.co/i58FTskj #
G...
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April 1, 2012 No Comments
Twitter Updates for 2012-03-31
A home on an island http://t.co/eH6U2YID #
Lighthouse that became cool homes http://t.co/5veebZQW #
Converted Loft Cement Factory http://t.co/GpqTsgz0 #
Register for our Harp 2.0 webinar, learn what it means to you and your company http://t.co/8sZv7p3A #
Mortgage Meltdown Home Prices http://t.co/4g7ObOPn #
Tree Houses http://t.co/P2DP6qV0 #
Jet Off to Australia's Beach House http://t.co/33kc1t0L #
Cozy Containers http://t.co/OVWBNONq #
Curbing the Entitlement Culture http://t.co/a...
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March 31, 2012 No Comments
Twitter Updates for 2012-03-30
Storybook Homes http://t.co/DeW1Yz34 #
Breathing Room , relax and breathe http://t.co/z3izFMK5 #
Really Cool Log Cabin http://t.co/9pFlDt7h #
Brillant Business Books http://t.co/I0tdJrt1 #
Amazing Victorian House http://t.co/tikXosBN #
Best Catch Ever? http://t.co/HLy2SoFx #
National Geographic Photo Content Finalist 2011 http://t.co/i58FTskj #
Steal from other people http://t.co/3TtIR00s #
Jet Off to Australia's Beach House http://t.co/33kc1t0L #
Ski Homes Stunning Luxury http:/...
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March 30, 2012 No Comments
Twitter Updates for 2012-03-29
10 Life Enhancing Things You could do in 10 Minutes or Less http://t.co/T4YTXPLB #
10 Holiday Sweaters You Should Never Wear http://t.co/BgLRQsLj #
Cool home addtions http://t.co/JiUYi2uI #
The hidden cost of renting a home http://t.co/W62Eoxu5 #
Zen Home that feels like a resort http://t.co/rfWZDaWz #
Inside the mind of an appraiser http://t.co/sj5gs9w9 #
The WALL house http://t.co/e96qtab6 #
20 Best College Footbal Venues http://t.co/rOrRhfEg #
Tree Houses http://t.co/P2DP6qV0 #
137...
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March 29, 2012 No Comments
Twitter Updates for 2012-03-27
The Best and Worst Apartment Rental Sites http://t.co/qeU8FgOd #
Inverted Warehouses converted to Townhouses http://t.co/sH4hg4eY #
A House the plays music when it rains http://t.co/nKChrHb8 #
Amazing Places to Experience Around the World http://t.co/z2Y2qp2J #
A home on an island http://t.co/eH6U2YID #
Cozy Containers http://t.co/OVWBNONq #
Japanese Style to Inspire http://t.co/EAmvyFR5 #
The Sleepless City http://t.co/0LQfRRLy #
Sea Dream House http://t.co/lwghVtbw #
10 Weird and My...
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March 27, 2012 No Comments
Twitter Updates for 2012-03-26
Brillant Business Books http://t.co/I0tdJrt1 #
Lighthouse that became cool homes http://t.co/5veebZQW #
Japanese Swagger houses http://t.co/a2j1a7sw #
Underground Home http://t.co/NKCg33EG #
13 Videos that will give you Chills http://t.co/AqS2EPeZ #
31 Awesome Examples of Long Exposure http://t.co/Qhki28BU #
A House the plays music when it rains http://t.co/nKChrHb8 #
Amazing Switzerland http://t.co/AeSeFvJQ #
Jet Off to Australia's Beach House http://t.co/33kc1t0L #
Curbing the ...
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March 26, 2012 No Comments
Twitter Weekly Updates for 2012-03-25
Great Home Slide Concept http://t.co/olyIEbPG #
Castle in Cowboy Land http://t.co/q5LIswui #
Converted Loft Cement Factory http://t.co/GpqTsgz0 #
Belgium in 13 Pictures http://t.co/z7F0Q20Z #
Really Cool Log Cabin http://t.co/9pFlDt7h #
Best Aiport Control Tower Designs http://t.co/4BEjLCvE #
Brillant Business Books http://t.co/I0tdJrt1 #
Japanese Swagger houses http://t.co/a2j1a7sw #
Lighthouse that became cool homes http://t.co/5veebZQW #
Eco House http://t.co/r0fUVHR2 #
Living Des...
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March 25, 2012 No Comments
Twitter Updates for 2012-03-25
Really Cool Log Cabin http://t.co/9pFlDt7h #
10 Weird and Mysterious Places http://t.co/FPtwX0vA #
50 Strange Building of the World http://t.co/ysYjpP1M #
Would you live in a earth house? http://t.co/AIGRUBW3 #
15 Stunning Architectual Delights http://t.co/tBeH8LvW #
Amazing Castles from around the Globe http://t.co/Z280YovG #
Living Design http://t.co/gunwTR4A #
Jack Welch Interview http://t.co/KY6yIQaV #
One Swanky Treehour http://t.co/MHksHusK #
10 Life Enhancing Things You could d...
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March 25, 2012 No Comments
Twitter Updates for 2012-03-24
Is the past really the past? Science say you may be able to change it http://t.co/Nsjgc9qm #
Really Cool Log Cabin http://t.co/9pFlDt7h #
Top Engineering Projects in 2010 http://t.co/k9bLsURA #
12 Famous College Campus http://t.co/xfLoRVxV #
Sea Dream House http://t.co/lwghVtbw #
Collateral Valuations Need A Green Hue http://t.co/CfI88Z5I #
The world http://t.co/5yRRlTot #
Amazing Time Lapse of the Milky Way http://t.co/IMsCLk8E #
Best Catch Ever? http://t.co/HLy2SoFx #
Were Homes are...
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March 24, 2012 No Comments
Twitter Updates for 2012-03-23
Chuch Converted to House http://t.co/zdIUTSyL #
Grand Canyon SkyWalk http://t.co/irbJ8n5d #
The world http://t.co/5yRRlTot #
Amazing Victorian House http://t.co/tikXosBN #
Where your mail shoots use to go http://t.co/Gdw6D5vD #
Mortgage Meltdown Home Prices http://t.co/4g7ObOPn #
Valentina - A Luxury Resort http://t.co/INaGySpv #
How Will Poweer Works http://t.co/MkrsixS7 #
House on a Rock http://t.co/u10dvU1P #
13 Videos that will give you Chills http://t.co/AqS2EPeZ #
Green Tea hel...
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March 23, 2012 No Comments
Twitter Updates for 2012-03-22
Great Home Slide Concept http://t.co/olyIEbPG #
Castle in Cowboy Land http://t.co/q5LIswui #
Converted Loft Cement Factory http://t.co/GpqTsgz0 #
Belgium in 13 Pictures http://t.co/z7F0Q20Z #
Really Cool Log Cabin http://t.co/9pFlDt7h #
Best Aiport Control Tower Designs http://t.co/4BEjLCvE #
Brillant Business Books http://t.co/I0tdJrt1 #
Japanese Swagger houses http://t.co/a2j1a7sw #
Lighthouse that became cool homes http://t.co/5veebZQW #
Eco House http://t.co/r0fUVHR2 #
Living Des...
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March 22, 2012 No Comments
Twitter Weekly Updates for 2012-03-18
Flowers on the road? http://t.co/1l6yPctY #
Kona Residence http://t.co/jl3YBO89 #
10 Holiday Sweaters You Should Never Wear http://t.co/BgLRQsLj #
How Will Poweer Works http://t.co/MkrsixS7 #
Tiny Home Builder Thinks Outside the Box http://t.co/wE7Ho2Ky #
Perception of Time http://t.co/6ZKnmRlm #
Best Catch Ever? http://t.co/HLy2SoFx #
Amazing Places to Experience Around the World http://t.co/z2Y2qp2J #
One Swanky Treehour http://t.co/MHksHusK #
Candy Houses http://t.co/f3M44va8 #
Mo...
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March 18, 2012 No Comments
Twitter Updates for 2012-03-17
Belgium in 13 Pictures http://t.co/z7F0Q20Z #
Floating Buildings http://t.co/rndm70mr #
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March 17, 2012 No Comments
Twitter Updates for 2012-03-16
Candy Houses http://t.co/f3M44va8 #
Moving into a Shell http://t.co/LZBPAK75 #
The willingness to accept responsibility for one's own life is the source from which self-respect springs. - Didion #
Creative Modern Office Around the World http://t.co/E2cV5K3W #
A stone house http://t.co/PUOGcvN4 #
Tiny Home Builder Thinks Outside the Box http://t.co/wE7Ho2Ky #
Six Buildings Against One http://t.co/60OhqdhF #
Self Sufficent Floating House http://t.co/4P0D4uWz #
Were Homes are the Ch...
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March 16, 2012 No Comments
Twitter Updates for 2012-03-12
Flowers on the road? http://t.co/1l6yPctY #
Kona Residence http://t.co/jl3YBO89 #
10 Holiday Sweaters You Should Never Wear http://t.co/BgLRQsLj #
How Will Poweer Works http://t.co/MkrsixS7 #
Tiny Home Builder Thinks Outside the Box http://t.co/wE7Ho2Ky #
Perception of Time http://t.co/6ZKnmRlm #
Best Catch Ever? http://t.co/HLy2SoFx #
Amazing Places to Experience Around the World http://t.co/z2Y2qp2J #
One Swanky Treehour http://t.co/MHksHusK #
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March 12, 2012 No Comments
Twitter Weekly Updates for 2012-03-11
Eco House http://t.co/r0fUVHR2 #
50 Things Everyone should know how to do http://t.co/POsJTuhf #
15 Stunning Architectual Delights http://t.co/tBeH8LvW #
Cozy Containers http://t.co/OVWBNONq #
A House the plays music when it rains http://t.co/nKChrHb8 #
House on a Rock http://t.co/u10dvU1P #
Best Street Art of 2011 http://t.co/sgVxOVJn #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think? http://t.co/a5EsCAhm #
Collateral Valuations Need A Green Hue http://t.co/C...
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March 11, 2012 No Comments
Twitter Updates for 2012-03-10
Curbing the Entitlement Culture http://t.co/aJNxt6kK #
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March 10, 2012 No Comments
Twitter Updates for 2012-03-09
Mortgage Meltdown Home Prices http://t.co/4g7ObOPn #
7 Blunders of the World according to Gandhi http://t.co/jauGkTc3 #
Inside the mind of an appraiser http://t.co/sj5gs9w9 #
Treehouse, House http://t.co/rxyVLe68 #
30 days to a better self http://t.co/0U07KXDy #
Rotating Solar Home Generates Five Times the Energy it Uses http://t.co/1IE0L1OJ #
Jet Off to Australia's Beach House http://t.co/33kc1t0L #
Top Engineering Projects in 2010 http://t.co/k9bLsURA #
How Will Poweer Works htt...
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March 9, 2012 No Comments
Twitter Updates for 2012-03-07
@salesforce no problem!! #
“@briancoester: Auctioning off the @vernondavis85 jersey for let's see how much they'll get!! http://t.co/fkBB4KMb” #teamcoester #
Sea Dream House http://t.co/lwghVtbw #
Is the past really the past? Science say you may be able to change it http://t.co/Nsjgc9qm #
Really Cool Log Cabin http://t.co/9pFlDt7h #
Ultimate Tree House http://t.co/h8sYjihb #
Treehouse, House http://t.co/rxyVLe68 #
One Swanky Treehour http://t.co/MHksHusK #
Cool home addti...
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March 7, 2012 No Comments
Twitter Updates for 2012-03-06
The salesforce appexchange is pretty slick #
Mortgage Meltdown Home Prices http://t.co/4g7ObOPn #
Tiny Home Builder Thinks Outside the Box http://t.co/wE7Ho2Ky #
A stone house http://t.co/PUOGcvN4 #
13 Videos that will give you Chills http://t.co/AqS2EPeZ #
Barn Homes http://t.co/N7vBDYT5 #
7 Blunders of the World according to Gandhi http://t.co/jauGkTc3 #
Private House in Tinos, white on white http://t.co/z43xZHrm #
Belgium in 13 Pictures http://t.co/z7F0Q20Z #
Register for our Harp ...
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March 6, 2012 No Comments
Twitter Updates for 2012-03-05
Eco House http://t.co/r0fUVHR2 #
50 Things Everyone should know how to do http://t.co/POsJTuhf #
15 Stunning Architectual Delights http://t.co/tBeH8LvW #
Cozy Containers http://t.co/OVWBNONq #
A House the plays music when it rains http://t.co/nKChrHb8 #
House on a Rock http://t.co/u10dvU1P #
Best Street Art of 2011 http://t.co/sgVxOVJn #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think? http://t.co/a5EsCAhm #
Collateral Valuations Need A Green Hue http://t.co/C...
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March 5, 2012 No Comments
Twitter Updates for 2012-03-04
Storybook Homes http://t.co/DeW1Yz34 #
The hidden cost of renting a home http://t.co/W62Eoxu5 #
Private House in Tinos, white on white http://t.co/z43xZHrm #
Amazing All Wood Homes http://t.co/Jh6afSOG #
Hong Kong Skyline http://t.co/8rKImFCW #
Six Buildings Against One http://t.co/60OhqdhF #
Sea Dream House http://t.co/lwghVtbw #
Private Island for Sale http://t.co/2owvQVHo #
How to Thrive in a Tough Economy http://t.co/tI8ue16X #
Collateral Valuations Need A Green Hue http://t.co/Cf...
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March 4, 2012 No Comments
Twitter Weekly Updates for 2012-03-04
Is going down instead of UP a greener way to build? http://t.co/eJevxkg3 #
Best Motivational Quotes http://t.co/P1GSLro8 #
Grand Canyon SkyWalk http://t.co/irbJ8n5d #
Floating Buildings http://t.co/rndm70mr #
Ultimate Tree House http://t.co/h8sYjihb #
10 Holiday Sweaters You Should Never Wear http://t.co/BgLRQsLj #
Would you live in a earth house? http://t.co/AIGRUBW3 #
A House the plays music when it rains http://t.co/nKChrHb8 #
Private Island for Sale http://t.co/2owvQVHo #
Moving i...
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March 4, 2012 No Comments
Twitter Updates for 2012-03-03
Mortgage Meltdown Home Prices http://t.co/4g7ObOPn #
Japanese Style to Inspire http://t.co/EAmvyFR5 #
The WALL house http://t.co/e96qtab6 #
Regional Cabin Meets Concrete Modernism http://t.co/Wu8baV7M #
7 Blunders of the World according to Gandhi http://t.co/jauGkTc3 #
Amazing All Wood Homes http://t.co/Jh6afSOG #
Where your mail shoots use to go http://t.co/Gdw6D5vD #
20 Best College Footbal Venues http://t.co/rOrRhfEg #
Best Aiport Control Tower Designs http://t.co/4BEjLCvE #
Zen Ho...
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March 3, 2012 No Comments
Twitter Updates for 2012-03-02
Crime Maps http://t.co/39auS6QM #
Underground Home http://t.co/NKCg33EG #
Private Island for Sale http://t.co/2owvQVHo #
Curbing the Entitlement Culture http://t.co/aJNxt6kK #
Best Catch Ever? http://t.co/HLy2SoFx #
Were Homes are the Cheapest http://t.co/FWEeOqtY #
Green Tea helps with Brain Function http://t.co/CAwwBBAo #
Inside the mind of an appraiser http://t.co/sj5gs9w9 #
Sea Dream House http://t.co/lwghVtbw #
Steal from other people http://t.co/3TtIR00s #
Swinging Bed http://t...
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March 2, 2012 No Comments
Twitter Updates for 2012-03-01
Japanese Style to Inspire http://t.co/EAmvyFR5 #
DaVinci's To Do List http://t.co/7oxCcOC4 #
Best Motivational Quotes http://t.co/P1GSLro8 #
Register for our Harp 2.0 webinar, learn what it means to you and your company http://t.co/8sZv7p3A #
The Best and Worst Apartment Rental Sites http://t.co/qeU8FgOd #
A see through Church http://t.co/lZ9rAmX1 #
Moving into a Shell http://t.co/LZBPAK75 #
10 Holiday Sweaters You Should Never Wear http://t.co/BgLRQsLj #
little words with BIG mea...
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March 1, 2012 No Comments
Twitter Updates for 2012-03-01
Japanese Style to Inspire http://t.co/EAmvyFR5 #
DaVinci's To Do List http://t.co/7oxCcOC4 #
Best Motivational Quotes http://t.co/P1GSLro8 #
Register for our Harp 2.0 webinar, learn what it means to you and your company http://t.co/8sZv7p3A #
The Best and Worst Apartment Rental Sites http://t.co/qeU8FgOd #
A see through Church http://t.co/lZ9rAmX1 #
Moving into a Shell http://t.co/LZBPAK75 #
10 Holiday Sweaters You Should Never Wear http://t.co/BgLRQsLj #
little words with BIG mea...
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March 1, 2012 No Comments
Twitter Updates for 2012-02-28
The world http://t.co/5yRRlTot #
Living Design http://t.co/gunwTR4A #
Amazing Switzerland http://t.co/AeSeFvJQ #
Powerful Message from @Guykawasaki about the death of Steve Jobs http://t.co/9vk6KnBZ #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think? http://t.co/a5EsCAhm #
15 Stunning Architectual Delights http://t.co/tBeH8LvW #
7 Blunders of the World according to Gandhi http://t.co/jauGkTc3 #
Mondern Trailers http://t.co/6HCcxvF0 #
12 Famous College Campus ht...
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February 28, 2012 No Comments
Twitter Updates for 2012-02-27
Is going down instead of UP a greener way to build? http://t.co/eJevxkg3 #
Best Motivational Quotes http://t.co/P1GSLro8 #
Grand Canyon SkyWalk http://t.co/irbJ8n5d #
Floating Buildings http://t.co/rndm70mr #
Ultimate Tree House http://t.co/h8sYjihb #
10 Holiday Sweaters You Should Never Wear http://t.co/BgLRQsLj #
Would you live in a earth house? http://t.co/AIGRUBW3 #
A House the plays music when it rains http://t.co/nKChrHb8 #
Private Island for Sale http://t.co/2owvQVHo #
Moving i...
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February 27, 2012 No Comments
Twitter Updates for 2012-02-27
Is going down instead of UP a greener way to build? http://t.co/eJevxkg3 #
Best Motivational Quotes http://t.co/P1GSLro8 #
Grand Canyon SkyWalk http://t.co/irbJ8n5d #
Floating Buildings http://t.co/rndm70mr #
Ultimate Tree House http://t.co/h8sYjihb #
10 Holiday Sweaters You Should Never Wear http://t.co/BgLRQsLj #
Would you live in a earth house? http://t.co/AIGRUBW3 #
A House the plays music when it rains http://t.co/nKChrHb8 #
Private Island for Sale http://t.co/2owvQVHo #
Moving i...
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February 27, 2012 No Comments
Twitter Weekly Updates for 2012-02-26
48 Laws of Power http://t.co/91WA2cKH #
The great philosophers http://t.co/1E7siVXT #
Amazing Rock Home http://t.co/jF63TrAQ #
Must Have Vacation Amenities http://t.co/rieFdlm4 #
Lego Style Building http://t.co/UeohWcJC #
Rolling House http://t.co/9MSTvzh9 #
A park in the sky http://t.co/MYydkBjT #
14 Things to Make you an Inteligent Person http://t.co/FVlJW4Qp #
Amazing Mountain Homes http://t.co/WOQ8KhSX #
Chinese Rural Dwellings http://t.co/BMy3ndEo #
Tiny Apartment Transforms int...
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February 26, 2012 No Comments
Twitter Updates for 2012-02-26
Adding secret passages and hidden rooms to houses http://t.co/JNRsEjte #
Were Homes are the Cheapest http://t.co/FWEeOqtY #
Swinging Bed http://t.co/51ilS8VA #
Amazing London Fog http://t.co/XATH8tI9 #
Storybook Homes http://t.co/DeW1Yz34 #
Flowers on the road? http://t.co/1l6yPctY #
Private Island for Sale http://t.co/2owvQVHo #
Moving into a Shell http://t.co/LZBPAK75 #
Underground Home http://t.co/NKCg33EG #
Where your mail shoots use to go http://t.co/Gdw6D5vD #
Cool Apartment Co...
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February 26, 2012 No Comments
Twitter Updates for 2012-02-25
Exposing the Invisible http://t.co/TsaaupjF #
Collateral Valuations Need A Green Hue http://t.co/CfI88Z5I #
Living Design http://t.co/gunwTR4A #
Is the past really the past? Science say you may be able to change it http://t.co/Nsjgc9qm #
Grand Canyon SkyWalk http://t.co/irbJ8n5d #
Valentina - A Luxury Resort http://t.co/INaGySpv #
Storybook Homes http://t.co/DeW1Yz34 #
Flowers on the road? http://t.co/1l6yPctY #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think?...
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February 25, 2012 No Comments
Twitter Updates for 2012-02-24
The hidden cost of renting a home http://t.co/W62Eoxu5 #
A see through Church http://t.co/lZ9rAmX1 #
Japanese Swagger houses http://t.co/a2j1a7sw #
7 Reasons Why Now is a good time to buy a home http://t.co/bMKgp41W #
Amazing Castles from around the Globe http://t.co/Z280YovG #
Moving into a Shell http://t.co/LZBPAK75 #
Underground Home http://t.co/NKCg33EG #
Rotating Solar Home Generates Five Times the Energy it Uses http://t.co/1IE0L1OJ #
Converted Loft Cement Factory http://t.co/Gpq...
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February 24, 2012 No Comments
Twitter Updates for 2012-02-23
How to Thrive in a Tough Economy http://t.co/tI8ue16X #
Would you live on a floating house? http://t.co/UbA6FeEd #
Mortgage Meltdown Home Prices http://t.co/4g7ObOPn #
Belgium in 13 Pictures http://t.co/z7F0Q20Z #
Take a look at the SAFE Act , could create 83,000 jobs, what do you think? http://t.co/a5EsCAhm #
DaVinci's To Do List http://t.co/7oxCcOC4 #
31 Awesome Examples of Long Exposure http://t.co/Qhki28BU #
Six Buildings Against One http://t.co/60OhqdhF #
Ski Homes Stunning L...
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February 23, 2012 No Comments
Twitter Updates for 2012-02-22
Plastic Concrete http://t.co/xdx2L0Kc #
Amazing Zen House http://t.co/xTmE7Rso #
Frank Sinatra Pad For Sale http://t.co/6hEhYn1P #
Parting of the River Bridge http://t.co/CLdB5mrN #
18 Strangest Bathrooms in the world http://t.co/tY9OHpPA #
Stages of Procrastantion http://t.co/uxharnat #
Leaf House in Brazil http://t.co/URWbZdnL #
12 Architects that Changed the World http://t.co/ggddqQ29 #
Social Life Audit http://t.co/bATkBSLp #
How Brain Training can make you Significantly Smarter ...
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February 22, 2012 1 Comment
Twitter Updates for 2012-02-21
What happens when you flush in the worlds tallest building http://t.co/68QXQwUL #
10 Deadly Internet Marketing Mistakes http://t.co/xheYusSp #
Awe Inspiring Green Homes http://t.co/v2Bo8SSY #
Amazingly Cool Hotel http://t.co/QJeDKuMv #
Amazing Beach House http://t.co/8QVhAQkc #
Patching Berlin Berlin with Legos http://t.co/CBs5OEOX #
Most Visited Sacred Sites http://t.co/iAjqH8jt #
Einstein's Essays http://t.co/lJ3HEHRD #
House that follows the Sun http://t.co/maPItonC #
18 Rules...
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February 21, 2012 No Comments
Twitter Updates for 2012-02-20
48 Laws of Power http://t.co/91WA2cKH #
The great philosophers http://t.co/1E7siVXT #
Amazing Rock Home http://t.co/jF63TrAQ #
Must Have Vacation Amenities http://t.co/rieFdlm4 #
Lego Style Building http://t.co/UeohWcJC #
Rolling House http://t.co/9MSTvzh9 #
A park in the sky http://t.co/MYydkBjT #
14 Things to Make you an Inteligent Person http://t.co/FVlJW4Qp #
Amazing Mountain Homes http://t.co/WOQ8KhSX #
Chinese Rural Dwellings http://t.co/BMy3ndEo #
Tiny Apartment Transforms int...
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February 20, 2012 No Comments
Twitter Weekly Updates for 2012-02-19
You can't just make it, you must ship it. #
Build a House for Less than $5,000 http://t.co/tSWsDG92 #
Siberian Wooden Houses http://t.co/hS0Anend #
Green Roofs http://t.co/Y9YRUKDv #
Robert Harvey Architect http://t.co/8yeaGmok #
10 Green Roofs Around the World http://t.co/tfipk9Nm #
How Many Loans are Underwater In Your State?http://t.co/JkKX57G2 #
Cool Garage Conversion http://t.co/ghenx8gI #
30 Things you Should Stop Doing to yourself http://t.co/cgPDTXXg #
Oriential Architect...
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February 19, 2012 No Comments
Twitter Updates for 2012-02-19
“@ValuationReview: @CoesterVMS Best company profile pic, ever.”thank you #
21 Habits of Happy People http://t.co/VMB4lFIj #
Floating City, could this be a solution for underwater towns? http://t.co/FFAqvjJh #
Ultimate Island House http://t.co/rrZKOVDC #
Giant Black Pyramids http://t.co/O2U1RDgH #
Thank you Steve http://t.co/wrWcujFe #
Loft Space Savers http://t.co/XiOmTYEJ #
Buddha Quotes http://t.co/Ku2iQ0Qq #
Perfect Bachelors Retreat http://t.co/N4b3gt3k #
8 One of a Kind House...
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February 19, 2012 No Comments
Twitter Updates for 2012-02-18
Wingardhs Mill House http://t.co/ExXnaE1P #
Awesome Backyards http://t.co/FCKVX1Ej #
Coastal Homes http://t.co/NL1SDbSm #
Steely Homes http://t.co/8jZV8X0S #
American Financial Review http://t.co/azmqDZQE #
Better, Faster, Stronger http://t.co/dtBDx6kP #
Business Ethics http://t.co/OZxJeMr9 #
Thibault House, amazing http://t.co/2O5xq2rW #
Amazing Palace http://t.co/1YqFJOL9 #
Warren Buffet - Businesses That Last http://t.co/TBGgEvo6 #
Apollo 11 Contemporary House http://t.co/wIxOdd8g...
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February 18, 2012 No Comments
Twitter Updates for 2012-02-17
30 Things you Should Stop Doing to yourself http://t.co/cgPDTXXg #
Oriential Architecture http://t.co/jvw65UIG #
Scary Home for Sales http://t.co/wT9joHXC #
Reinventing a Warehouse http://t.co/2SenH57H #
The Dalai Lama's 18 Rules' for Living http://t.co/wkHZRYbB #
Apples New Headquarters http://t.co/DJdewCaI #
5 Ways to Give yourself and Education that Kicks Schools Butt! http://t.co/YXtgMU52 #
John Elway Helicopter Hit http://t.co/vk0vDn50 #
Shell House, very cool http://t.c...
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February 17, 2012 No Comments
Twitter Updates for 2012-02-16
Build a House for Less than $5,000 http://t.co/tSWsDG92 #
Siberian Wooden Houses http://t.co/hS0Anend #
Green Roofs http://t.co/Y9YRUKDv #
Robert Harvey Architect http://t.co/8yeaGmok #
10 Green Roofs Around the World http://t.co/tfipk9Nm #
How Many Loans are Underwater In Your State?http://t.co/JkKX57G2 #
Cool Garage Conversion http://t.co/ghenx8gI #
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February 16, 2012 No Comments
Twitter Updates for 2012-02-13
You can't just make it, you must ship it. #
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February 13, 2012 No Comments
Twitter Weekly Updates for 2012-02-12
Register for our HARP 2.0 Webinar, learn what you need to know :-) https://t.co/UWP9uq1o http://t.co/48yxgMRW #
Love the GOYA saying we have GATA in our office. #
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February 12, 2012 No Comments
Twitter Updates for 2012-02-09
Register for our HARP 2.0 Webinar, learn what you need to know :-) https://t.co/UWP9uq1o http://t.co/48yxgMRW #
Love the GOYA saying we have GATA in our office. #
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February 9, 2012 No Comments
Twitter Weekly Updates for 2012-02-05
Anyone have a "Introduction to Mortgages" power point presentation for basic training, and introduction to the mortgage process?
Using it… #
I posted a new photo to Facebook http://t.co/zOm3Pnmg #
Taking a tour of the http://t.co/kYkhQjiW Headquarters today. Want to see the #1 culture company in action #
Check out my weekly blog post in National Mortgage News, this week its on the next horizon in valuation Green!!! http://t.co/d8W2BdZk #
Check out my weekly blog post in Natio...
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February 5, 2012 No Comments
Twitter Updates for 2012-02-01
Check out my weekly blog post in National Mortgage News, this week its on the next horizon in valuation Green!!! http://t.co/d8W2BdZk #
Check out my weekly blog post in National Mortgage News, this week its on the next horizon in valuation Green!!!... http://t.co/DQ83iEnG #
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February 1, 2012 No Comments
Twitter Updates for 2012-01-31
Taking a tour of the http://t.co/kYkhQjiW Headquarters today. Want to see the #1 culture company in action #
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January 31, 2012 No Comments
Twitter Updates for 2012-01-30
Anyone have a "Introduction to Mortgages" power point presentation for basic training, and introduction to the mortgage process?
Using it… #
I posted a new photo to Facebook http://t.co/zOm3Pnmg #
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January 30, 2012 No Comments
Twitter Weekly Updates for 2012-01-22
If you haven't registered already please register for me and @Veros, @Housingwire webinar on Thursday regarding UAD an…http://t.co/cpIm9yDi #
Coester Team VA Beach!! http://t.co/HtIwm2l9 #
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January 22, 2012 No Comments
Twitter Updates for 2012-01-21
Coester Team VA Beach!! http://t.co/HtIwm2l9 #
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January 21, 2012 No Comments
Twitter Updates for 2012-01-18
If you haven't registered already please register for me and @Veros, @Housingwire webinar on Thursday regarding UAD an…http://t.co/cpIm9yDi #
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January 18, 2012 No Comments
Twitter Weekly Updates for 2012-01-15
Looks like thing are turning around http://t.co/hcsJS44w http://t.co/1BvSIXLh #
Check out Castle & Cooke Client rocking the Coester Shirt!! http://t.co/U2DLy2vZ #
Register for our UCDP Webinar with @housingwire https://t.co/lzrhtrC9 http://t.co/OG842fCw #
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January 15, 2012 No Comments
Twitter Updates for 2012-01-14
Check out Castle & Cooke Client rocking the Coester Shirt!! http://t.co/U2DLy2vZ #
Register for our UCDP Webinar with @housingwire https://t.co/lzrhtrC9 http://t.co/OG842fCw #
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January 14, 2012 No Comments
Twitter Updates for 2012-01-12
Looks like thing are turning around http://t.co/hcsJS44w http://t.co/1BvSIXLh #
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January 12, 2012 No Comments
Twitter Weekly Updates for 2012-01-08
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January 8, 2012 No Comments
Twitter Updates for 2012-01-06
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January 6, 2012 No Comments
Mortgage Rates Rise in 2012 Beyond Treasury’s Control
by Brian Collins, via American Banker Even with the housing market stabilizing and a settlement between mega servicers and state AGs on the horizon, the mortgage industry shouldn't expect an increase in originations next year, according to a new forecast from Keefe, Bruyette & Woods. KBW director of research Frederick Cannon on Friday said he expects the note rate on the 10-year Treasury to rise next year, predicting that the Federal Reserve will not purchase enough MBS to keep mortgage ra...
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December 13, 2011 No Comments
The Elite Performer: How to Use the F-Word in the Mortgage Industry
Andy Harris via Mortgage Professional I have had the pleasure of working with and meeting all types of interesting people during my career. As I’ve mentioned in the past, long-term success is not something that just “happens.” It takes hard work and focus, especially in our current housing market and with constant changes in the industry. Adapting to change is no longer optional if you plan to succeed in 2012 and beyond … it’s a requirement. This should be common sense by now for most...
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December 6, 2011 No Comments
Government Mortgage Insurer Continues to Lose Cash Reserves
Diana Olick via CNBC The government's mortgage insurer is coming dangerously close to holding no excess cash reserves for loan losses. An annual independent actuarial report puts the FHA's loan loss reserves at .24% of its $1.1 trillion dollars in insured mortgages. The FHA, which does not originate loans, but insures them, has gone from less than 5 percent market share at the height of the housing boom to now more than 30 percent. The auditor measures the FHA's reserve by estimating future l...
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November 15, 2011 No Comments
Mortgage Rates Week of October, 31, 2011
Brian McKay via Monitor Bank Rates Mortgage rates are barely changed this week over last. Today’s mortgage rates on 30 year mortgage loans are averaging 4.13%, a slight increase from last week’s average 30 year mortgage rate of 4.11%. Average mortgage rates on 15 year mortgages are higher this week averaging 3.42%, an increase from last week’s average 15 year mortgage rate of 3.39%. Compare current mortgage rates from several lenders by using our rate tables here: Current Mortgage Rates ...
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November 1, 2011 No Comments
HARP Strikes A Sour Chord
Matthew Campione via Forbes Around 11 million homeowners, about 25% of all homeowners, owe more debt on their homes than the homes are worth, hence the term “underwater mortgage”. Most were victims of the housing bubble (2004-2008) fueled by easy financing that artificially inflated prices while people were buying houses, or borrowing against their existing homes. The interest rate on these mortgages in most instances is in excess of 6.5% but the homeowners do not qualify for refinancing...
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November 1, 2011 No Comments
MGIC Weathering Mortgage Storm
Paul Gores, Journal Sentinel Although the private mortgage insurance industry continues to lose money amid the lingering foreclosure crisis, Milwaukee's MGIC Investment Corp. is in far better condition than a competitor that was seized by regulators last week, analysts said Monday. Claims on mortgage defaults had sapped capital at Arizona-based PMI Mortgage Insurance Co. to the point that regulators in that state took control of the company and ordered it to pay claims at only 50 cents on the ...
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October 25, 2011 No Comments
Wholesale is Part of the Solution … and Ready to Grow Again
John Walsh, via Mortgage Professional The mortgage industry has dealt with sweeping changes over the past few years significantly impacting the mortgage broker and wholesale lending. As a result, the wholesale origination model has been largely redefined. Although many brokers and lenders have left the business, the wholesale channel now has a well-defined regulatory framework with higher-quality and better-skilled mortgage professionals to advise borrowers on their most important financial dec...
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October 25, 2011 No Comments
U.S. Plan to Expand Mortgage Aid May Boost Spending, Stumpf Says
Donal Griffin, via Bloomberg U.S. regulators’ plan to expand aid to underwater mortgage borrowers may leave consumers with more spending money and boost the economy, said Wells Fargo & Co. (WFC) Chief Executive Officer John Stumpf. “This could be really helpful,” Stumpf said today at a press club lunch in Atlanta. It may put “more money in people’s pockets. They’ll go out and spend, and get this economy going again.” San Francisco-based Wells Fargo is the nation’s biggest h...
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October 25, 2011 No Comments
Obama Offers Mortgage Relief on Western Trip
Obama, in first leg of three-day Western trip, offers mortgage relief in struggling Nevada. Jim Kuhnhenn, via Associated Press LAS VEGAS (AP) -- President Barack Obama offered mortgage relief on Monday to hundreds of thousands of Americans, his latest attempt to ease the economic and political fallout of a housing crisis that has bedeviled him as he seeks a second term. "I'm here to say that we can't wait for an increasingly dysfunctional Congress to do its job," the president decla...
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October 25, 2011 No Comments
Trumbull Man Admits Mortgage Fraud
by Aaron Leo, Patch He and a Branford resident pleaded guilty before Senior United States District Judge Alfred V. Covello in Hartford. They both face 20 years in prison when they are sentenced Jan. 19, 2012. According to a press release, Maurizio Lancia, 48, of Trumbull, pleaded guilty to one count of wire fraud, and Stacey Petro, also known as Stacey Moises, 37, of Branford, pleaded guilty to one count of conspiracy to commit mail fraud and wire fraud. According to court documents and state...
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October 19, 2011 No Comments
Fannie, Freddie refi market set to enter housing Twilight Zone
-Housingwire U.S. residential mortgage lending volume will struggle to reach the mid-$800 billion range in 2012, according to market research, as the recent boom in refinancings dries up at Fannie Mae and Freddie Mac. Furthermore, the report from iEmergent, paints a picture of a housing market floating in its own Twilight Zone — a reality where "the distribution and location of local lending opportunities will continue to re-shape and reset the long-term home financing prospects and pr...
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September 7, 2011 No Comments
Another Fannie servicing portfolio up for sale
-Housingwire MountainView Servicing Group will help sell a $485 million servicing portfolio of Fannie Mae mortgages. Nearly all of the loans in the portfolio are fixed rate and primarily located in Illinois. The average delinquency rate on the portfolio is 2.21%. Interest rates average 4.67%, and the average FICO score is 761. The portfolio also carries an average 30-basis-point servicing fee. A spokesman for MountainView said the portfolio is being sold by a private mortgage bank but did n...
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September 7, 2011 No Comments
US Economy Is Basically ‘Still In Recession’: Fed’s Evans
-CNBC The U.S. economic outlook has "clearly" deteriorated this year, and the continued softness of economic indicators shows that the headwinds facing the country are even stronger than thought, Chicago Federal Reserve President Charles Evans said on Wednesday. "Conditions still aren't much different from an economy still in recession ," Evans, speaking at a seminar in London said. He said the Fed faced significant challenges in overcoming the obstacles left ...
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September 7, 2011 No Comments
FHA mortgage delinquencies resurge in second quarter
-Housingwire After a hitting a three year low earlier in 2011, the Federal Housing Administration delinquency rate jumped more than a full percentage point in the second quarter, according to analysis from investment bank Keefe, Bruyette & Woods. The Mortgage Bankers Association reported delinquency rates on all outstanding mortgages ticked up 12 basis points in the second quarter to 8.44%. KBW analysts said resurging FHA delinquencies drove the increase as its larger book of business beg...
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August 24, 2011 No Comments
Rise in REO value cuts Freddie Mac holding expenses by 90%
-Housingwire Freddie Mac reported $27 million in expenses for maintaining and reselling houses repossessed through foreclosure in the second quarter, a mere fraction of the $257 million the previous period. REO expenses include maintaining a foreclosed property as it sits vacant and adjustments in the valuation of the property. Freddie was able to make a 90% reduction from the first quarter, because the actual value of the properties increased. In comparison, the peak REO expenses for Freddie...
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August 12, 2011 No Comments
20 Percent Down For Home Purchase The New Standard, Again?
-The Real Estate Bloggers The housing market may be getting a little tighter in a couple of months. The bureaucrats working on enacting some of the provisions of the Dodd-Frank reforms have interpreted the loosely written laws to require homes that qualify for the best interest rates to have a minimum of a 20 percent down payment. That sound you just heard is agents across the country gulping in panic. The homes that have a 20 percent down payment will get the best interest rates, those buy...
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August 4, 2011 No Comments
Senate steps toward new mortgage servicing standard
-Housingwire The Senate Banking Committee will hold a hearing Tuesday to develop a new national mortgage servicing standard. In January, federal regulators announced a new initiative to develop a set of servicing standards following weaknesses in the process that arose last year. The industry immediately began pushing for a unified approach, and regulators are at work with the 50 state AGs to align new requirements, especially for servicing nonperforming loans. Already, Congress is hearin...
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August 2, 2011 1 Comment
Mortgage Bankers Reverse Course on Loan Limits
-CNBC It was barely a few months ago, albeit a few thousand degrees ago, that I moderated a panel of mortgage types from the major banks, including the Mortgage Bankers Association's new president David Stevens, formerly FHA commissioner. Stevens and I have been talking housing for many years now, so I'm well aware that he is not exactly the ambivalent type. When I suggested to the panel that the risk of a double-dip in housing was great and that winding down Fannie Mae and Freddie Mac now ...
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July 26, 2011 No Comments
Beware US real estate scammers
-Globes Many Israelis are now buying and selling American real estate, trying to take advantage of a strong shekel and a weak United States real estate market. However, real estate scams are probably as old as real estate itself, and savvy investors can make mistakes, especially if they are deceived by their attorneys and real estate advisors. With investors pooling their money into real estate trust funds, there are multiple opportunities for con artists to conceal theft from the trust fun...
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July 25, 2011 4 Comments
Mortgage bankers push for conforming loan limit extension
-Housingwire Mortgage Bankers Association CEO David Stevens sent a letter to House leaders Thursday urging lawmakers to extend the elevated conforming loan limits for government-backed mortgages. In 2008, Congress allowed Fannie Mae, Freddie Mac and the Federal Housing Administration to guarantee or buy mortgages worth as much as $729,750 in most neighborhoods. The limits will expire Oct. 1 and drop to $625,500, varying by county. Stevens, the former director of the FHA, said he would like ...
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July 25, 2011 No Comments
More Americans to exit homeownership
-Housingwire Political deadlock mixed with terrible housing market conditions will eventually turn America into a society of renters, according to the latest Housing Market Insights report from Morgan Stanley (MS: 21.58 +2.86%). High rates of mortgage delinquency, foreclosures and liquidations are turning homeowners into renters, analysts at the investment banking giant said, lowering homeownership rates and increasing demand for rentals. And it appears even federal institutions are giving ...
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July 20, 2011 No Comments
Just one catch in this good Virginia deal
-Curbed DC For anyone thinking about dipping his or her toes into the real estate investment market, this Chesterfield, Va., house would be a good place to start. For the low price of $690,000, you get five acres of land with five different buildings. The main house has five bedrooms and four bathrooms (one is handicapped accessible) and totals 6,100 square feet. The other buildings on the property are a guest house, a three-car garage, a green house and a pool house (yes, there's a poo...
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July 19, 2011 No Comments
Behold a $100,000 parking space in Washington, D.C.
-Yahoo! News Washington is in the top 10 most expensive cities for parking, according to an annual study by Colliers International, but Curbed found a few mind-blowing prices for parking spaces that could easily surpass those at the top of the list (New York, Boston and San Francisco). We found a few hiding out on Zillow, including one for a full six figures at the building pictured at right as well as a few in the $50,000 range. When we called to confirm that these weren't typos, Zillow s...
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July 18, 2011 No Comments
Kennedy family divided over Mass. family compound
-Yahoo! HYANNIS PORT, Mass. (AP) — For the Kennedys, the family compound has long been a place to relax, to celebrate and to grieve. Members of America's most glamorous political dynasty played touch football on the lawn, walked the beach and sailed the sound. The cluster of white-clapboard homes on Cape Cod served as the summer White House when Jack was president. It was there that the family retreated after his assassination. And it was there that Caroline held her wedding reception and T...
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July 15, 2011 No Comments
Freddie, Fannie Delinquencies Down a Full Point
-RIS Media The percentage of seriously delinquent mortgages—those that are 90 days past due or in foreclosure—held by Fannie Mae and Freddie Mac have fallen more than a point in the last year. The decline in GSE delinquency rates is one more sign that delinquencies have been steadily abating over the past 12 to 18 months. Fannie Mae reported that the serious delinquency rate decreased to 4.14% in May, down from 4.19% in April. This is down from 5.15% in May of 2010. The Fannie Mae serious...
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July 8, 2011 No Comments
Freddie Mac settles with TBW to clean up mortgage mess
-Housingwire Freddie Mac settled with bankrupt mortgage lender Taylor, Bean & Whitaker but will see only a fraction of what it sought, according to a Securities and Exchange Commission filing this week. TBW, once the 12th largest mortgage lender in the U.S., originated, serviced and sold pools of mortgages to Freddie Mac. It relied on financing vehicles from Colonial Bank and Ocala Funding. But in 2002, then TBW Chairman Lee Farkas organized a scheme to defraud investors, regulators and...
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June 27, 2011 No Comments
Mortgage Buyback Requests Kick into High Gear
Bank of America said it will “ vigorously defend" itself against mounting pressure from federal regulators and investors to buy back soured mortgages that the large lender packaged into securities, according to an Oct. 19 Dow Jones Newswires report. The bank is feeling the squeeze to repurchase billions of dollars in failing mortgages originally issued by the Charlotte, N.C., bank's Countrywide subsidiary as bond holders and government agencies threaten legal action. And it’s part of a...
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October 29, 2010 No Comments
Title Insurer Puts Conditions on Foreclosure Sales
By Zachary A. Goldfarb and Jia Lynn Yang Washington Post Staff Writers Wednesday, October 20, 2010; 8:18 PM The country's largest title insurer said Wednesday that banks and other lenders must vouch for the accuracy of their mortgage documents before the firm will write insurance for a foreclosure sale. Fidelity National Financial announced the policy change - the strongest move yet by a title insurer to protect itself from possible losses - in a memo to its employees and agents, acco...
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October 29, 2010 No Comments
FDIC Defends "Extend and Pretend" Policies
Federal Deposit Insurance Corporation Chair Sheila Bair defended controversial banking industry policies that allow struggling borrowers to hold onto their assets – widely referred to as “extend and pretend” by industry players – during an Oct. 13 keynote address to the Urban Land Institute, Multifamily Executive reported. Extend and pretend practices delay foreclosures by altering the terms of payments or extending the time a borrower has to pay down a loan. While often criticized for...
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October 29, 2010 No Comments
Coester Appraisal Group Announces Lender Education Session on Dodd-Frank Act Requirements
Free webinar will focus on lender compliance and address most common lender issues October 25, 2010—Rockville, MD—Coester Appraisal Group, a nationwide appraisal management company, has announced that it will be hosting an online educational webinar training session on lender requirements mandated in the Dodd–Frank Wall Street Reform and Consumer Protection Act that was signed into law by President Obama in July 2010. The webinar, which is part of a series of online educational program...
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October 29, 2010 No Comments
How to Submit a Value Reconsideration
[youtube=http://www.youtube.com/watch?v=cqwOL9fJLfQ]...
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October 21, 2010 No Comments
US home refinancing demand jumps as rates hit new low
By Julie Haviv NEW YORK, Oct 13 (Reuters) - U.S. mortgage applications for home refinancing loans rose for the first time in six weeks, with demand jumping to its highest level since late August as homeowners reacted to record low interest rates, data from an industry group showed on Wednesday. An increase in home loan refinancing may provide a much-needed jolt to the flailing economy as it could portend an increase in consumer spending. By lowering monthly mortgage payments it may also help s...
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October 21, 2010 1 Comment
Fannie-Freddie Add-On Fees Put Damper on Refis
The charges, which can add thousands of dollars in upfront costs or raise interest rates, are discouraging potential borrowers. Some mortgage lenders say they are excessive and unjustifiable. By Kenneth R. Harney, reporting from washington October 10, 2010 With mortgage rates at unprecedented lows, why are more people not taking advantage of them to refinance or buy houses? The answers are complex and include sagging consumer confidence in the economy and high unemployment rates. But some mo...
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October 21, 2010 No Comments
REALTORS: August Pending Home Sales Rise for 2nd Consecutive Month But Still 20.1% Below Aug. 2009
By David M. Kinchen Huntingtonnews.net Real Estate Writer Pending home sales have increased for the second consecutive month, according to a report released Monday, Oct. 4 by the National Association of Realtors (NAR). The Pending Home Sales Index (PHSI), a forward-looking indicator, rose 4.3 percent to 82.3 based on contracts signed in August from a downwardly revised 78.9 in July, but is 20.1 percent below August 2009 when it was 103.0. The data reflects contracts and not closings, w...
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October 6, 2010 No Comments
BoFA to Exit Wholesale Lending
NEW YORK—Bank of America Corp. will exit the wholesale mortgage-lending business Tuesday, limiting its dealings with mortgage brokers as it focuses on loans made with consumers and community banks. But some fear the move could leave fewer options for consumers as they shop for the most competitive mortgage rates. The decision also leaves Wells Fargo & Co. as a main player in the wholesale game, which lets consumers secure loans through mortgage brokers instead of the bank directly. Las...
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October 6, 2010 1 Comment
FHA gearing up for Reverse Mortgage Chanages
By Mary Ellen Podmolik Chicago Tribune last updated: September 09, 2010 08:44:55 PM The Federal Housing Administration isn't talking publicly about it, but the agency may be getting ready to lessen the upfront costs of reverse mortgages for some borrowers. The agency also, however, may be reducing the amount seniors can borrow from their homes. In a recent conference call with industry participants, FHA officials said they were finalizing plans to offer a home-equity conversion mortgage...
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September 15, 2010 No Comments
FHA Officials Prepare for Reverse Mortgage Changes
By Mary Ellen Podmolik Chicago Tribune last updated: September 09, 2010 08:44:55 PM The Federal Housing Administration isn't talking publicly about it, but the agency may be getting ready to lessen the upfront costs of reverse mortgages for some borrowers. The agency also, however, may be reducing the amount seniors can borrow from their homes. In a recent conference call with industry participants, FHA officials said they were finalizing plans to offer a home-equity conversion mortgage wi...
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September 15, 2010 No Comments
The Good News About Rising Mortgage Rates
Rising mortgage rates may seem like the last thing the economy needs right now. Then again, they may prove a tonic. One indication of whether that may be the case will be the coming weekly tallies of mortgage-application activity from the Mortgage Bankers Association. While Wednesday's release might not yet reflect the sudden, recent turn in bond yields, the data could soon show if the prospect of higher mortgage rates spurs consumers to buy homes. So far, home buyers haven't been that tempted...
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September 15, 2010 No Comments
US Home Values Rise in Second Quarter
McLean, VA – Freddie Mac (OTC:FMCC) – (LoanSafe.org) – announced today the results of its second quarter Conventional Mortgage Home Price Index (CMHPI). *The Conventional Mortgage Home Price Index (CMHPI) Purchase-Only Series for the United States registered a 3.1 percent (13.2 percent annualized) increase in the second quarter relative to the first quarter on a not-seasonally-adjusted basis. U.S. home values fell 0.2 percent relative to the second quarter a year ago. *Home values rose i...
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September 1, 2010 1 Comment
Refinancing Applications at 15-Month High
Mortgage application refinance activity reached its highest level in 15 months the week ending Aug. 13, according to the Mortgage Bankers Association’s weekly Mortgage Application Survey. The MBA credited interest rates remaining near historic lows for the increased activity.
The Refinance Index rose 17.1 percent from the previous week. Refinancing made up 81.4 percent of applications, up from 78.1 percent the previous week, while adjustable-rate loan activity fell 0.2 percent to 5.7 percen...
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September 1, 2010 No Comments
HUD Expands Sustainability Effort with $100 Million Investment
The U.S. Department of Housing and Urban Development announced Aug. 19 that 100 affordable housing developments, including 8,112 homes, have been awarded more than $100 million to complete energy efficient renovations. As part of HUD’s Green Retrofit Program for Multifamily Housing, which was created through the American Recovery and Reinvestment Act, the awards will generate upgrades to thousands of affordable apartments, create jobs and save money for thousands of residents. HUD said the aw...
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September 1, 2010 1 Comment
Vernon Davis and Coester Appraisal Group
[youtube=http://www.youtube.com/watch?v=YAga76HeJCY]...
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August 12, 2010 No Comments
Success Stories – Coester Catches Appraisal Fraud
Imagine our surprise upon finding out that a house with such an appealing front side was severely damaged in the back.
...
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August 5, 2010 2 Comments
Fannie Mae Says New Loan Book Soundest in a Decade
Andrew T. Berman - National Mortgage Professional | Thursday, July 29, 2010
Stricter lending standards adopted last year by Fannie Mae are beginning to pay off as the mortgage finance giant's "new book" of business is the strongest in a decade, the firm's chief executive said on Wednesday.
Fannie Mae is emphasizing safer, long-term, fixed-rate loans and asking lenders to make loans on homes with better appraisals, to borrowers with better credit and better documentation of income.
"If yo...
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August 3, 2010 No Comments
Foreclosure Activity Rises in Most Major Metropolitan Areas
Dina ElBoghdady - The Washington Post | Friday, July 30, 2010
Foreclosure activity climbed in three-quarters of the largest U.S. metropolitan areas in the first half of 2010, compared with the same period a year ago, but declined in some of the nation's hardest-hit regions, according to data released Thursday.
The number of properties in some stage of foreclosure rose during the first six months of the year in 154 of the 206 metropolitan areas with a population of 200,000 or more, foreclo...
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August 3, 2010 No Comments
Loan Sales by Banks Shed Light on Their Balance Sheets
Peter Eavis - The Wall Street Journal | Monday, August 2, 2o10
Selling stuff on eBay is a way to find out what it is really worth.
Similarly, banks are finding buyers for cruddy loans in a market that is slowly coming to life. But the real-world prices can raise questions about the values banks have assumed for their stressed assets.
A valid criticism of the banking sector cleanup is that it hasn't been much of a cleanup; Lenders still hold vast amounts of loans and repossessed proper...
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August 3, 2010 No Comments
Homeownership Rate Continues to Slide
Haya El Nasser - USA Today | Monday, August 2, 2010
Millions of houses on the verge of foreclosure threaten to send homeownership to its lowest level in 50 years, according to new industry estimates.
Fresh projections say the rate could plummet to about 62% as early as 2012 and almost certainly by the end of the decade. Homeownership rates haven't been that low since they hit 61.9% in 1960.
The share of households that own their homes has been sliding since the housing bubble burst in 200...
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August 3, 2010 No Comments
Alan Greenspan: A Drop in Home Prices Could Lead to Second Recession
Andrew T. Berman - National Mortgage Professional | Monday, August 2, 2010
Former Federal Reserve Chairman Alan Greenspan said over the weekend that a decline in home prices could derail an already slowing economic recovery and send the U.S. into a double-dip recession.
Greenspan's comments, made on Sunday's edition of NBC's "Meet The Press," follow his successor Ben Bernanke's remarks last week before Congress that the economy remains "unusually uncertain," and that the Fed was readying ...
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August 3, 2010 No Comments
FHA Board Slaps Mortgage Lenders for Non-Compliance
Appraiser News Online | Wednesday, July 28, 2010
The Federal Housing Administration’s Mortgagee Review Board announced dozens of administrative actions against FHA-approved lenders on July 26 for failing to meet its requirements. The recent sanctions bring to nearly 1,500 the number of administrative actions taken against lenders this year.
"Lenders should know by now that FHA will not tolerate fraudulent or predatory lending practices," FHA Commissioner David Stevens said in a news re...
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August 3, 2010 2 Comments
Record Lows Continue for Mortgage Rates
Nathan Becker - The Wall Street Journal | Friday, July 30, 2010
Mortgage rates fell slightly the past week, with three of the four rates Freddie Mac tracks—including the 30-year fixed-rate—falling to record lows, according to Freddie's weekly survey of mortgage rates.
The rates on all but one-year adjustable-rate mortgages hit the lowest point since Freddie began tracking them—1971 for the 30-year loans, 1991 for 15-year fixed and 2005 for 5-year adjustables. The one-year set yet a...
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August 3, 2010 1 Comment
Apartment Rentals Surge in U.S. on Home Foreclosures, Job Gains
Prashant Gopal - Business Week | Tuesday, July 27, 2010
U.S. apartment landlords are seeing a surge in rentals as mounting foreclosures reduce homeownership and an improving job market for young adults encourages them to find their own places to live.
The number of occupied apartments increased by 215,000 in the 64 largest U.S. markets in the first half, according to MPF Research. That’s almost double the units added in all of 2009 and the most since the firm began tracking the data in...
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July 28, 2010 No Comments
Foreclosures Jump Among Prime US Borrowers
Suzanne Kapner - Financial Times | Tuesday, July 27, 2010
Credit-worthy borrowers with straightforward mortgages are entering foreclosure at a record pace, according to a report released on Tuesday by Lender Processing Services, which tracks and analyses mortgages.
Foreclosure rates among “agency prime” loans, which conform to guidelines set by Fannie Mae and Freddie Mac, the government-sponsored mortgage finance companies, have jumped 425 per cent since January 2008, with a partic...
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July 28, 2010 No Comments
Credit Scores Slip Across the U.S.
Eileen A.J. Connelly - Detroit News | Monday, July 26, 2010
The credit scores of millions more Americans are sinking to new lows.
Figures provided by FICO Inc. show that 25.5 percent of consumers -- nearly 43.4 million people -- now have a credit score of 599 or below, marking them as poor risks for lenders. It's unlikely they will be able to get credit cards, auto loans or mortgages under the tighter lending standards banks now use.
Because consumers relied so heavily on debt to fuel t...
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July 28, 2010 1 Comment
Obama Signs Overhaul of Financial System
WASHINGTON — President Obama signed a sweeping expansion of federal financial regulation on Wednesday, signaling perhaps the Democrats’ last major legislative victory before the midterm elections in November, which could recast the Congressional landscape.
Within minutes of the bill signing, several Wall Street groups were leveling criticism at the new regulations, reflecting Mr. Obama’s increasingly fractious relations with corporate America.
The Business Roundtable complained in a state...
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July 28, 2010 No Comments
FDIC May Sell $500M Mortgage-Backed Bonds
emii.com | Friday, July 23, 2010
Federal Deposit Insurance Corporation (FDIC) is planning to sell securities backed by nearly $500 million of home mortgages purchased from failed banks, Bloomberg reports. The FDIC, which has closed more than 250 banks since 2008, will back nearly 85% of bonds created for the offering.
RBS Securities is the underwriter on the offering. The FDIC held nearly $32 billion of assets from failed banks excluding nearly $7.9 billion of interests in limited liab...
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July 28, 2010 1 Comment
Trade Group Wants U.S. Involved in Fannie, Freddie
Nick Timiraos - The Wall Street Journal | Thursday, July 22, 2010
An influential Wall Street trade group became the latest organization to call on the federal government to continue playing a major role in the mortgage market as Washington decides what to do with home-loan giants Fannie Mae and Freddie Mac.
The Securities Industry and Financial Markets Association, Wall Street's main lobbying group, said in a proposal submitted to the Obama administration on Wednesday that the government...
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July 28, 2010 No Comments
Regulator Might Force Mortgage-Bond Buyback
Columbus Dispatch | Thursday, July 22, 2010
The regulator of Fannie Mae and Freddie Mac might identify as much as $30billion of debt included in mortgage bonds that the companies can force sellers to repurchase, according to Joshua Rosner, an analyst who in 2007 predicted the collapse in the market for the securities.
The Federal Housing Finance Agency said this month that it issued 64 subpoenas seeking loan files and other documents related to non-agency mortgage securities bought by the...
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July 28, 2010 2 Comments
New Counseling Procedures Released for Reverse Mortgages
Senior Housing News | Sunday, July 25, 2010
The U.S. Department of Housing and Urban Development (HUD), after nearly 2 years of studying and revisions, recently published new procedures governing the process for seniors who are counseled for federally insured Home Equity Conversion Mortgages (HECMs). The new procedures provides more detailed information which must be provided ahead of the counseling session, what must be covered, who must attend and covers topics that the counselor can ...
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July 28, 2010 2 Comments
Appraisal Section of New Dodd Frank Bill
via the American Bankers Association
14.7. Appraisal Activities. Title XIV also establishes new appraisal requirements for certain mortgage loans deemed to be higher-risk by the Act.
14.7.1. Property Appraisal Requirements and Independence Standards.
14.7.1.1. Property Appraisal Requirements. Creditors providing higher-risk mortgages must obtain an appraisal before they extend mortgage credit. [§1471] The Act specifies appraisal requirements, includin...
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July 21, 2010 18 Comments
Bank Offers Struggling Borrowers More Aid
Jenifer B. McKim - Boston Globe | Monday, July 19, 2010
Struggling New England homeowners looking for lower mortgage payments from Bank of America Corp. will be able to meet face-to-face with counselors as part of what the lender says is an effort to improve services.
Today, the nation’s largest servicer of home loans will open an office in Dedham dedicated to helping homeowners seeking loan modifications as a way to stave off foreclosure.
Glenda Gabriel, Bank of America’s neighbor...
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July 21, 2010 1 Comment
Double-Dip Risk Tempers CRE Price Increases, Moody's Says
Michael Murray - MBA Newslink | Tuesday, July 20, 2010
Commercial property prices increased for the second consecutive month despite few transactions and forecasts for lower economic growth.
Commercial real estate prices in the United States increased 3.6 percent in May after a 1.7 percent rise in April, said Moody's/REAL Commercial Property Price Indices.
Despite positive numbers, Nick Levidy, managing director at Moody's, said the ratings agency expects commercial real estate prices t...
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July 21, 2010 8 Comments
Need a Mortgage? Don't Get Pregnant
Tara Siegel Bernard - New York Times | Monday, July 19, 2010
Expectant parents shopping for a home are not the only ones concerned about the date of the baby’s arrival.
Mortgage lenders are taking a harder look at prospective borrowers whose income has temporarily fallen while they are on leave, including new parents at home taking care of a baby. Even if a parent plans on returning to work within weeks, some lenders are balking at approving the loans.
“If you are not back at work, ...
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July 21, 2010 No Comments
Record Low Rates Spur Surge in Applications, MBA Survey Says
Melissa Key - MBA NewsLink | Wednesday, July 21, 2010
The lowest 30-year fixed rates in the history of the Mortgage Bankers Association’s Weekly Application Survey spurred across-the-board increases in mortgage applications, MBA reported for the week ending July 16.
"As rates on 30- and 15-year fixed-rate mortgages declined to the lowest levels recorded in the survey, refinance activity increased last week,” said MBA Vice President of Research and Economics Michael Fratantoni. “The...
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July 21, 2010 No Comments
U.S. Home Construction Declined by 5 Percent in June
Christine Hauser - New York Times | Wednesday, July 21, 2010
Construction starts on residential buildings declined in June to the lowest level since October, the government reported on Tuesday, as the sector struggles with a tepid recovery and the end of a government tax credit.
The Commerce Department reported that housing starts in June were at a seasonally adjusted annual rate of 549,000, about 5 percent below the revised May estimate of 578,000. The June rate was at its lowest level...
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July 21, 2010 No Comments
U.S. Mortgage Brokers Get Criminal Check, Tests Under New Rules
John Gittlesohn - Bloomberg | Wednesday, July 21, 2010
California mortgage brokers face closer scrutiny as the state adopts a federal law aimed at curbing the fraud and abuse that helped decimate the housing market.
Brokers in the nation’s most populous state will be required by July 31 to have passed criminal-background and credit checks, as well as licensing exams. California, along with about a third of U.S. states, previously didn’t require mortgage sellers to have individual licenses....
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July 21, 2010 8 Comments
Residential Mortgage Profitability Plunges 40% in 1Q
National Mortgage News Online | Tuesday, July 2o, 2010
Even though mortgage bankers are still enjoying the steepest yield curve in years, lenders saw their average profit per loan fall to $606 in the first quarter, a 40% drop from the same period last year, according to new figures released by the Mortgage Bankers Association.
Compared to the fourth quarter, the average profit per loan originated fell by 32%.
MBA blamed the fall-off on both declining origination volume and higher produc...
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July 21, 2010 No Comments
Why Mortgage Buybacks Haven't Peaked
American Banker - Kate Berry | Tuesday, July 20, 2010
Mortgage buyers are finding new reasons to make the originators buy back home loans, ensuring that repurchases will remain a burden for lenders for the next few years.
Two of the most common justifications today are the discovery that the borrower has debts that were not disclosed to the buyer and problems with appraisals. Buyers are also putting tougher language into their contracts for loans being sold today.
"Repurchase request...
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July 21, 2010 2 Comments
Red Butte Oil Spill Forces Family Out of Home
Marcos Ortiz - ABC 4 | Tuesday, July 13, 2010
SALT LAKE CITY (ABC 4 News) – A family displaced by the Red Butte oil spill is having a hard time getting back home, and they claim Chevron is not making it easy for them to return.
The smell of fuel coming from Liberty Park forced the Maufus' out of their home last month.
Their son, who battles asthma, got sick when the fumes of the Chevron oil spill drifted into their home.
“He was clutching his stomach, gritting his teeth, it was t...
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July 14, 2010 No Comments
Oil Spill Update: Some Homebuilders Get Hit Hard
Candy Evans - Housing Watch | Monday, July 12, 2010
Could the Gulf oil spill put a damper on homebuilder stocks? We simply don't know yet. That's basically what an analyst's report out of Citigroup says about the effect of BP's Deepwater Horizon oil spill on publicly traded builders, according to The Wall Street Journal.
Those builders could potentially see shares decline if the spill taints the beachfront communities where they build. And of all the U.S. public homebuilders, which might...
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July 14, 2010 1 Comment
With More Support in Senate, New Reverse Mortgage Oversight Seems Inevitable
Reverse Mortgage Daily | Tuesday, July 13, 2010
The Wall Street Journal is reporting that Senators Scott Brown of Massachusetts and Olympia Snowe of Maine both said they would support the Wall Street reform bill, which should give Majority Leader Harry Reid enough votes to clear the 60-vote threshold to bring the financial overhaul bill to the floor this week.
The bill already passed the House of Representatives several weeks ago and Senate passage would send the bill to the White Hous...
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July 14, 2010 No Comments
Fed Sees Slower Growth
John Hilsenrath - The Wall Street Journal | Wednesday, July 14, 2010
Federal Reserve officials, who are likely to reveal Wednesday a cut in their assessment of the growth outlook, are divided on how aggressively the central bank should act if the economy slows further.
Fed officials still expect the U.S. economy to keep growing. But an updated forecast to be released Wednesday afternoon with the minutes of the Fed's late-June policy meeting is likely to show that officials have trimmed t...
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July 14, 2010 No Comments
Total Mortgage Services Launches Wholesale Lending Platform
Mortgage Orb | Wednesday, July 14, 2010
Total Mortgage Services LLC has launched its wholesale residential mortgage lending platform, TMS Funding, in 17 states across the United States.
TMS Funding will operate through a centralized model from the company's headquarters in Milford, Conn. The company expects to expand its platform to at least 35 states by the end of the year.
"There is a significant opportunity and need in the wholesale channel today for quality lenders," says John Wals...
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July 14, 2010 No Comments
Survey Shows Credit Flows More Freely
Sudeep Reddy - The Wall Street Journal | Wednesday, July 14, 2010
A new quarterly survey of lending by the Federal Reserve found that hedge funds and private-equity funds are getting better terms from lenders and that big banks have loosened lending standards generally in recent months.
The survey, called the Senior Credit Officer Opinion Survey, focuses on wholesale credit markets, which the Fed said functioned better over the past quarter. The Fed modeled the new report on its Senior L...
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July 14, 2010 1 Comment
Investors Wait on Sidelines For Better Loan Data
Michael Murray - MBA Newslink | Wednesday, July 14, 2010
Analysts in a recent conference call said as long as investors lack confidence in loan quality, they’ll stay out of the market.
"It’s all about data centricity," said Darius Bozorgi, president of Veros, Santa Ana, Calif. "You see a massive effort to break through these deals and get down to the loan level and be able to examine loan data point by point--a fully electronic basis across the entire loan file as early as possible i...
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July 14, 2010 2 Comments
Los Angeles Cracks Down on Banks and Lenders Who Let Foreclosure Property Fall Into Disrepair
Property Wire | Monday, July 12, 2010
Los Angeles is getting tough on the owners of foreclosed properties who leave them empty and let them fall into disrepair by increasing fines. In particular officials are cracking down on financial institutions such as banks and mortgage companies that seize properties and leave them to fall into a state of disrepair.
It is the city’s largest attempt to date to deal with a neglected 27,000 foreclosed properties that become an eyesore and also bring...
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July 14, 2010 No Comments
Refis Drive Application Volume in MBA Weekly Surve
Carolyn Kemp - MBA Newslink | Wednesday, July 7, 2010
Mortgage applications, driven by refinance activity and flat interest rates, rose by 6.7 percent last week, the Mortgage Bankers Association reported this morning in its Weekly Mortgage Applications Survey for the week ending July 2.
The Market Composite Index increased by 6.7 percent on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index increased by 6.5 percent compared to the previous week. The f...
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July 12, 2010 No Comments
Strained State of Real Estate Hits Home
Stan Bullard - Crain's Cleveland Business | Monday, July 12, 2010
Buying distressed real estate mortgages as investments, a practice long familiar in the commercial real estate market, is starting to crop up in the foreclosure-riddled residential sector.
That's what is happening to a Painesville family's 2004-vintage, four-bedroom Colonial. The couple with three kids recently was surprised to learn from Crain's that their 30-year, $248,676 loan was up for bid — with bidding starting at ...
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July 12, 2010 No Comments
Biggest Defaulters on Mortgages Are the Rich
David Streitfeld - The New York Times | Thursday, July 8,2010
LOS ALTOS, Calif. — No need for tears, but the well-off are losing their master suites and saying goodbye to their wine cellars.
The housing bust that began among the working class in remote subdivisions and quickly progressed to the suburban middle class is striking the upper class in privileged enclaves like this one in Silicon Valley.
Whether it is their residence, a second home or a house bought as an investment, the ric...
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July 12, 2010 No Comments
Refinancings Surge on Low Mortgage Rates
Associated Press- The Wall Street Journal | Thursday, July 8, 2010
WASHINGTON—Applications for home loans rose last week as consumers raced to refinance at the lowest rates in decades.
The Mortgage Bankers Association said Wednesday that overall applications increased nearly 7% from a week earlier. While they have been increasing in recent weeks, they remain below early 2009 levels.
Applications to refinance home loans were up 9% to the highest level since May 2009. But new mortgages ...
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July 12, 2010 No Comments
Fannie Mae, Freddie Mac Debate Begins as Taxpayers’ Costs Mount
Lorraine Woellert and Rich Miller - Bloomberg | Thursday, July 8, 2010
As the White House pushed for a Wall Street overhaul this year, Republicans hammered Democrats for ignoring two of the biggest problems in American finance: Fannie Mae and Freddie Mac.
The government-backed mortgage giants have cost taxpayers $145 billion and counting. Now, with work on the 2,300-page financial-regulation bill all but complete, the Obama administration will soon turn to revamping the pair of institutions t...
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July 12, 2010 1 Comment
Online Lending Application Volume to Triple by 2013
Appraiser News Online Headlines | Wednesday, July 7, 2010
Although few banks have adopted online lending systems, online application volume is expected to triple by 2013 with volume growing from just 4 percent in 2010 to 13 percent of total volume, according to a Mortgagebot survey, American Banker reported June 30.
The survey found that lenders still expect loan officers to be the dominant channel, accepting 57 percent of all mortgage applications by 2013, down from 67 percent in 2010.
...
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July 12, 2010 No Comments
Discounts on Foreclosures Averaged 27 Percent
Appraiser News Online Headlines | Wednesday, July 7, 2010
Homes in the foreclosure process sold at a 27 percent discount on average compared to non-distressed properties in the first quarter, CNNMoney.com reported June 30. During the first quarter, REO home sales averaged a 34 percent discount while pre-foreclosure sales averaged a 15 percent discount.
During 2009, more than 1.2 million home sales involved foreclosures, up 25 percent from a year ago and 2,500 percent from 2005. "That n...
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July 12, 2010 No Comments
Mortgage Rates Sink to Lowest Level in 50 Years
Appraiser News Online Headlines | Wednesday, July 7, 2010
Rates for 30-year fixed loans sank from 4.69 percent to 4.58 percent — the lowest since the 1950s — in Freddie Mac’s July 1 Primary Mortgage Market Survey, The Associated Press reported July 1. Although mortgage application volume rose nearly 9 percent the week ending June 25, the Mortgage Bankers Association said that activity remains roughly half the level reported in early 2009.
Of the estimated 15 million homeowners who ar...
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July 12, 2010 No Comments
Closing Date for Homebuyer Tax Credit Extended
Appraiser News Online Headlines | Wednesday, July 7, 2010
President Obama signed into law July 2 an extension to the homebuyer tax credit program, ensuring that homebuyers who entered into a binding contract before April 30 would be given until Sept. 30 to close the sale of their home, Reuters reported.
The homebuyer tax credit program was slated to expire at the end of June. The program gives first-time homebuyers a tax credit of up to $8,000 and provides a $6,500 credit for others pu...
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July 12, 2010 No Comments
Home Prices in U.S. Probably Rose, Consumer Confidence Declined
une 29 (Bloomberg) -- Home prices rose as sales got a boost from a tax credit, while consumer confidence cooled from a two-year high, signaling a pickup in employment is needed to sustain the recovery, economists said before reports today. The end of a government homebuyer incentive worth as much as $8,000, mounting foreclosures and unemployment near a 26-year high threaten to set real estate prices back following the stabilization that began earlier this year. Eroding home equity may limit hou...
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July 1, 2010 No Comments
Mortgage and Refinance Apps Up, Purchase Apps Down: MBA Survey
Mortgage application activity increased for the first time in more than a month while refinance activity recorded its highest level since May 2009 for the week ending June 11, according to the Mortgage Bankers Association’s weekly Mortgage Application Survey. Meanwhile, purchase application activity increased for the first time in six weeks. The survey showed that the Market Composite Index, which measures mortgage loan application activity, jumped 17.7 percent on a seasonally adjusted basis...
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July 1, 2010 2 Comments
BP Oil Spill May Drive Down Property Values 10 Percent
The BP oil spill in the Gulf of Mexico may drive down local property values by 10 percent for at least three years, according to Co-Star Group, leading to a total loss of $4.3 billion. Bloomberg News reported June 11 that the estimate includes a 600-mile stretch from Louisiana to Florida. In the worst environmental disaster in U.S. history, oil continues to leak from a BP well following an April 20 oil rig explosion killed 11 workers. Oil washing ashore is expected to further harm property valu...
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July 1, 2010 No Comments
Coester Appraisal Group Launches ValueSafe, an All New, High-Value Pricing Structure
Coester Appraisal Group, a nationwide appraisal management company (AMC), has launched ValueSafe, an all new pricing program that enables residential mortgage lenders to “piggy back” a full appraisal onto a previously ordered desk appraisal, with all original fees paid being credited toward the full appraisal price. ValueSafe, which is currently available to Coester Appraisal Group’s customers, offers lenders and servicers a cost-protected way to take the first step in determining whether ...
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June 16, 2010 4 Comments
Bill would extend home buyers' deadline for tax credit
By Dina ElBoghdady Washington Post Staff Writer Friday, June 11, 2010 Home buyers hoping to take advantage of a lucrative federal tax credit would get three extra months to complete their purchases under a proposal introduced in the Senate on Thursday. Senate Majority Leader Harry M. Reid (D-Nev.) co-authored a proposal that would allow those eligible for the tax credit to close on a home by Sept. 30 to give lenders more time to process a crush of applications. Reid and his co-sponsors...
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June 16, 2010 No Comments
Nationwide Mortgage Licensing System Expected by End of Year
All 50 states and U.S. territories are expected to use the Nationwide Mortgage Licensing System and Registry — a mortgage licensing system owned and operated by state financial regulators — by the end of the year, according to the State Regulatory Registry LLC’s 2009 Annual Report. Mandated nationally by the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), the NMLS enables state-licensed mortgage lenders, mortgage brokers and loan originators to apply for, amend...
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June 16, 2010 2 Comments
Prime Retail Rents Rise 10 to 15 Percent
Rents in prime United States shopping areas have soared as much as 15 percent from the end of 2009, likely signaling a broader recovery, Bloomberg reported May 26, citing a CB Richard Ellis Group Inc. study. Anthony Buono, CB Richard Ellis’ executive managing director for retail services, said in a May 25 interview that national retailers are driving up the cost of space in exclusive shopping areas such as Rodeo Drive in Beverly Hills and Michigan Avenue in Chicago. He added that increases i...
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June 16, 2010 No Comments
New Home Sales Surge in April
April new home sales shot up 14.8 percent from March and 47.8 percent from a year ago, marking the highest annual pace since May 2008, according to data released by the Commerce Department on May 26. April’s sales topped March’s revised rate of 439,000 units to a seasonally adjusted annual pace of 504,000 units as buyers took advantage of the federal home buyer tax credit, record-low mortgage rates and falling prices, according to the Commerce Department. By region, sales in the Midwest su...
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June 16, 2010 No Comments
Appraisal Policies defusing mortgage fraud
Murray, Michael
CHICAGO--Mortgage fraud and misrepresentation from mortgage industry professionals climbed in the United States by 7 percent from 2008 to 2009, a new report said.
But the report from Lexis Nexis Mortgage Asset Research Institute, New York, released yesterday here at the Mortgage Bankers Association's National Mortgage Fraud Conference, said the pace of mortgage fraud pace fell from a 26 percent increase from 2007 to 2008. The report attributed mortgage fraud's declin...
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April 30, 2010 No Comments
Attention Reverse Mortgage Professionals.
Earn extra income while at the same time bring a terrific added value benefit to your Reverse Mortgage clients setting you and your company apart from the competition. Nationwide Home Guard is a Home Warranty company that works directly with mortgage and real estate professionals specifically in the Reverse Mortgage market. NHG will protect your client from out of pocket expenses associated with covered items such as Kitchen Appliances, Plumbing, Electrical, Heating and Air Conditioning....
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April 30, 2010 4 Comments
Survey: RESPA Still Highest Compliance Concern
Sorohan, Mike
A yearly survey of lenders said changes to the Real Estate Settlement Procedures Act continues to pose the most significant mortgage compliance concern.
The annual compliance survey of lenders by QuestSoft, Laguna Hills, Calif., said RESPA led all concerns for the second consecutive year. The poll rated the level of concern among 464 lenders for 12 regulatory changes affecting the mortgage industry this year. Eighty percent of respondents cited the adjustments to fee tolerance rul...
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April 30, 2010 No Comments
Understanding Appraisal Compliance
Appraisal compliance is a must for any company doing mortgage lending today. From the Home Valuation Code of Conduct, FHA's recent appraisal changes as well as the OTS and OCC appraisal requirements there is simply no way of getting around ensuring an arm's length appraisal process.One of the most important things about dealing with appraisal compliance is that because everyone has to play by the same rules now, as a mortgage lender you can truly have a competitive edge by knowing the rules and ...
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March 4, 2010 1 Comment
Flagstar Bancorp Inc. raises $300 million in stock offering
By Tom Henderson
Troy-based Flagstar Bancorp Inc. (NYSE: FBC) announced Thursday it has raised $300 million through a previously announced rights offering that ends Feb. 8.
The money was raised through the purchase of $422.5 million shares of stock by the bank’s majority owner, MP Thrift Investments L.P. of New York.
MP Thrift retains the right to purchase another $140.8 million shares.
The bank also announced it has entered into an agreement with the U.S. Office of Thr...
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January 31, 2010 No Comments
It looks like everyones has the target on brokers
With all of the regulations and reforms taking place around the country from the HVCC, to the Mortgage Bankers reform act and various state laws to limit influence, increase licensing requirements or increase in accountabilty. One thing is coming very aparent the concept of a mortgage broker is going to become a thing of the past.
The most obvious is the Home Valuation Code of Conduct which basically eliminates the broker from the transaction in regards to the appraisal process which is most ...
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March 30, 2009 No Comments
Not all markets are doing bad
A recent article on yahoo.com published some interesting facts. That with all the downturn in the real estate market the reality is not all areas are doing poorly and some are actually increasing in value. This is very important information to know when marketing for your company due to the appraisal value being such an issue that its necessary to really know whats going on. So what areas are still going up? Lancaster, Penn.Population: 498,465Median home price: $206,00012-month change in home va...
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November 29, 2008 1 Comment
Appraisals Get New Level of Scrutiny by Lenders
In a recent Washington Post article, reporter Ken Harney asked, "How old can comps be before lenders won't use them?" and found that lenders are placing a greater emphasis on the comparable sales residential appraisers are using today when developing their opinions of value than they were when markets were seeing home values appreciate. Whereas lenders used to allow comps from anywhere between six to 12 months old, today lenders are requiring comps that are not older than 90 days.
Among those...
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November 15, 2008 No Comments
How bad the market really is….
In today's markets people often want to know how bad it really is. We often hear "Last year there home appraised for $350,000 you mean its only worth $220,000 now?" and sometimes unfortunately the answer is yes. Not all markets are bad but however some are much worse then others and knowing which are good and bad can give you the edge in todays market.We put together a study to compair real estate prices in key locations comparing over the past serveral years the median sale price every month. Y...
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August 30, 2008 No Comments
Conservative or Agreesive or what?
Clients often categorize their appraisal company or appraiser as being conservative or aggressive and distribute orders based on this criteria with the rational "he will get the number" or "he got me $20,000 more then I needed on my last deal". When using this logic one thing that must come to mind is how is an appraiser conservative or aggressive?All appraisers basically have the same information and have to go by the same basic guidelines so why did one appraisal company appraise the home for ...
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July 30, 2008 No Comments
